Welcome to CreditBullyAI.com (“Site”). By using this Site, you agree to the following Terms of Use. If you do not agree, please do not access or use this website or its services.

Use of the Site

This Site is intended to provide educational tools, digital services, and automated solutions designed to help users better understand and manage their personal financial profile. You must be at least 18 years old and reside in the United States to use this Site.

Services and Tools

Credit Bully AI offers online tools, educational materials, automated templates, and digital resources to help users take control of their financial journey. These services may assist in organizing personal data and identifying areas for improvement on reports from major consumer reporting agencies. Individual results may vary and are not guaranteed.

AI Disclaimer

Our platform may utilize artificial intelligence and automation to streamline certain tasks. These tools are intended for informational purposes only and should not be considered legal, financial, or professional advice. You are solely responsible for any actions taken based on the information provided.

User Responsibilities

By using this Site, you agree to:

• Provide accurate and truthful information.
• Refrain from using the platform for any unlawful or deceptive practices.
• Accept full responsibility for reviewing and using any generated content before taking action.

Intellectual Property

All content, including graphics, software, and site design, is owned or licensed by Credit Bully AI. You may not reproduce, distribute, or exploit any material from the Site without prior written consent.

Limitation of Liability

Credit Bully AI is not responsible for any damages, direct or indirect, arising from your use of this Site or services. No guarantees are made regarding financial outcomes, report updates, or score increases.

Third-Party Content

The Site may link to third-party platforms for convenience. Credit Bully AI does not control or assume responsibility for any third-party websites or content.

Modifications

We may update or modify these Terms of Use at any time. Continued use of the Site after changes are posted means you accept those changes.

Privacy

Your use of this Site is also governed by our Privacy Policy, which outlines how your information is collected, used, and stored.

Contact Information

If you have questions about these Terms or the Site, you may contact us:

Credit Bully AI

Email: CreditBullyAI@gmail.com

Phone: 1-800-806-4696

Website: www.CreditBullyAI.com